Super moist chocolate chip banana bread loaf sliced on parchment paper with bananas and chocolate chips around.

Super Moist Banana Bread and Chocolate Chip Recipe Homemade

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The first time I made this banana bread recipe homemade, the smell of sweet ripe bananas and melting chocolate chips filled my kitchen. The loaf came out with a golden crust, soft crumb, and gooey chocolate in every bite. It tasted like the kind of treat you’d get at a bakery but with the comfort of being made fresh at home. If you love a quick moist banana bread that’s easy yet feels special, this recipe is going to be your new favorite.

Banana bread is a timeless classic. Whether you need a simple moist banana bread recipe for breakfast, a snack, or dessert, this one delivers every time. Plus, it’s flexible: make it as a banana bread two loaves version for sharing, or scale it down as a banana bread with three bananas when that’s all you have. However you bake it, this banana bread and chocolate chip recipe guarantees moistness, flavor, and a touch of indulgence.

Table of Contents
Super moist chocolate chip banana bread loaf sliced on parchment paper with bananas and chocolate chips around.
Super Moist Banana Bread and Chocolate Chip Recipe Homemade b1511bded1034ff3b7a8dd5742d0d6e1Callie Brooks

Moist Banana Bread with Chocolate Chips

This moist banana bread with chocolate chips is soft, gooey, and bakery-worthy — yet super easy to make at home. Made with ripe bananas, a blend of butter and oil, and melty chocolate, it’s the ultimate comfort loaf for breakfast, dessert, or anytime you crave a treat.
Prep Time 10 minutes
Cook Time 1 hour
Total Time 1 hour 10 minutes
Servings: 10 slices
Course: Breakfast, Dessert, Snack
Cuisine: American
Calories: 310

Ingredients
  

  • cups all-purpose flour (180g)
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • ½ cup unsalted butter, melted (115g)
  • ¼ cup vegetable oil (60mL)
  • ¾ cup granulated sugar (150g)
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • cups mashed ripe bananas (360g)
  • 1 cup semi-sweet chocolate chips (170g)

Equipment

  • 9×5-inch loaf pan
  • medium mixing bowl
  • large mixing bowl
  • whisk
  • rubber spatula
  • parchment paper
  • measuring cups and spoons

Method
 

  1. Preheat oven to 350°F (175°C). Grease a 9×5-inch loaf pan and line with parchment paper for easy removal.
  2. In a medium bowl, whisk together flour, baking soda, and salt.
  3. In a large bowl, whisk together melted butter, oil, sugar, eggs, and vanilla until smooth.
  4. Stir in the mashed bananas until fully incorporated.
  5. Fold the dry ingredients into the wet just until combined. Do not overmix.
  6. Stir in chocolate chips, reserving a few to sprinkle on top.
  7. Pour batter into the prepared pan, smooth the top, and bake for 50–60 minutes or until a toothpick comes out with moist crumbs.
  8. Let the loaf cool in the pan before removing and slicing.

Nutrition

Calories: 310kcalCarbohydrates: 38gProtein: 4gFat: 17gSaturated Fat: 9gPolyunsaturated Fat: 2gMonounsaturated Fat: 5gCholesterol: 47mgSodium: 210mgPotassium: 180mgFiber: 2gSugar: 20gVitamin A: 220IUVitamin C: 3mgCalcium: 20mgIron: 1.6mg

Notes

Double the ingredients for banana bread two loaves. For banana bread with three bananas, use 1½ cups mashed. To make dairy-free, use plant-based butter and chocolate chips. Let the bread cool before slicing to retain its moisture. Freezes beautifully for up to 3 months.

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Why you’ll love this simple moist banana bread recipe

  • Perfectly balanced flavors of banana and chocolate.
  • Stays soft and moist thanks to butter, oil, and ripe bananas.
  • Works as the best easy banana bread for busy mornings.
  • Flexible to make as banana bread recipe 6 bananas for a bigger batch.
  • Freezer-friendly so you always have a homemade loaf ready.
Close-up of chocolate chip banana bread with a golden crust and rich chocolate swirls inside.
Super Moist Banana Bread and Chocolate Chip Recipe Homemade Super Moist Chocolate Chip Banana Bread Recipe

Ingredients for the best easy banana bread

IngredientMeasurementNotes & Substitutions
All-purpose flour1 ½ cups (180g)Swap half with whole wheat flour for added fiber.
Baking soda1 teaspoonEnsures proper rise.
Salt½ teaspoonBalances sweetness.
Unsalted butter, melted½ cup (115g)Use plant-based butter for dairy-free.
Vegetable oil¼ cup (60mL)Coconut oil also works.
Granulated sugar¾ cup (150g)Brown sugar adds caramel notes.
Eggs2 largeRoom temperature.
Vanilla extract1 teaspoonAdds warmth and depth.
Ripe bananas, mashed1 ½ cups (360g)About 3–4 medium bananas. Scale up for banana bread recipe 6 bananas.
Semi-sweet chocolate chips1 cup (170g)Dark chocolate or dairy-free chips can be used.

Variation tip: For banana bread two loaves, simply double all ingredients and divide the batter evenly between two pans.

How to make quick moist banana bread step by step

  1. Prep the pan – Preheat oven to 350°F (175°C). Grease a 9×5-inch loaf pan and line with parchment paper for easy removal.
  2. Mix dry ingredients – In a medium bowl, whisk together flour, baking soda, and salt.
  3. Whisk wet base – In a large bowl, combine melted butter, oil, sugar, eggs, and vanilla. The mixture should be smooth and glossy.
  4. Mash and add bananas – Stir in the mashed bananas. If making banana bread recipe 6 bananas, simply increase the measurement to 3 cups and extend baking time slightly.
  5. Combine – Gently fold dry ingredients into the wet base just until combined. Do not overmix.
  6. Fold in chocolate chips – Stir in the chocolate chips, saving a few to sprinkle on top.
  7. Bake – Pour batter into the pan, smooth the top, and bake 50–60 minutes until a toothpick comes out with moist crumbs. Tent with foil if browning too quickly.
  8. Cool and slice – Let rest in the pan before lifting out and slicing thick pieces of this banana bread and chocolate chip recipe.

How to serve banana bread two ways

  • Breakfast loaf: Serve slices warm with coffee, tea, or a smear of nut butter.
  • Dessert twist: Drizzle melted chocolate or caramel sauce for a rich finish.
  • Seasonal idea: Dust with cinnamon sugar in fall or serve with fresh berries in summer.
  • Few ingredient banana recipes tip: Make it simple with bananas, sugar, eggs, and flour if you’re short on time.

Pro tips for the best easy banana bread

  • Always use overripe bananas with brown spots for sweetness.
  • For banana bread with three bananas, stick to 1 ½ cups mashed banana.
  • Sprinkle chocolate chips on top for a bakery-style finish.
  • Make banana bread two loaves when you want one to freeze and one to serve.
  • Let the loaf cool before slicing to keep it moist and intact.

Common mistakes to avoid

  • Underripe bananas: Yellow bananas won’t give the right flavor or moisture.
  • Overmixing: Leads to a tough, dense loaf instead of a quick moist banana bread.
  • Skipping parchment paper: Makes it hard to lift the loaf cleanly.
  • Overbaking: Start checking at 50 minutes to prevent dryness.
  • Cutting too early: Let the bread cool to slice cleanly.

Storage and reheating tips

Storage MethodHow LongNotes
Room Temperature3 daysKeep in an airtight container.
Refrigerator1 weekWrap well to prevent drying.
Freezer3 monthsWrap in plastic + foil. Works best with banana bread two loaves batches.

Reheating tip: Microwave slices for 15–20 seconds to bring back the gooey chocolate texture.

Frequently asked questions

Can I make banana bread recipe 6 bananas in one pan?
Yes, but the batter will overflow. Divide into two loaf pans for banana bread two loaves.

What if I only have three bananas?
This banana bread with three bananas works perfectly—just measure 1 ½ cups mashed.

Can I reduce sugar?
Yes, cut back by ¼ cup or swap with coconut sugar.

What are some few ingredient banana recipes?
Try bananas, eggs, and oats for quick pancakes, or this banana bread with minimal mix-ins.

How do I keep it moist?
Don’t overbake, and always use very ripe bananas.

Conclusion

This banana bread and chocolate chip recipe is the ultimate balance of sweet, moist, and comforting. Whether you’re making a banana bread recipe homemade for your family, doubling it into banana bread two loaves to share, or sticking to banana bread with three bananas when that’s all you have, this recipe always delivers. Save it now and enjoy the best easy banana bread every time your bananas turn spotty.

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