Heat the olive oil in a large pot over medium heat.

Add the chopped onion and bell peppers, sautéing until softened—this should take about 5 minutes.

Introduce the ground turkey to the pot, cooking it until browned, which adds flavor and texture.

Stir in the diced tomatoes, kidney beans, black beans, zucchini, and vegetable broth, creating a colorful and hearty mixture.

Season with chili powder, cumin, salt, and pepper to taste, adjusting as needed for your taste preferences.

Bring the chili to a simmer and cook for 30 minutes, stirring occasionally to meld those rich flavors.

Serve hot, garnished with fresh herbs if you like, for an added pop of freshness.